Lifestyle + Shopping Power Combo

5% Cashback on Top Platforms

Earn 5% value-back on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, and Zomato via SmartBuy. Capped at 1,000 points per month

Quarterly Milestone Benefit

Get Rs. 1,000 gift voucher or 1 complimentary domestic airport lounge access on spending Rs. 1,00,000 in a calendar quarter

Online Shopping Rewards

2.5% cashback on online spends and 1% on other retail transactions, with monthly reward capping of 1,000 points each

Dining Discounts

Enjoy up to 20% discount on dining bills via Swiggy Dineout program at partner restaurants

Fuel Surcharge Waiver

1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000, capped at Rs. 250 per month

Annual Fee

Rs. 1,000 + GST annual fee, fully waived on spending Rs. 1 lakh or more in a year. From Feb 2026, reward redemption limited to 5 times per month

10X Rewards on Partner Platforms

Earn 10X reward points (2.5% value) on Apollo 24x7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, and Yatra

5X Rewards on All Online Spends

Get 5X reward points on all other online transactions (1.25% value). 4 reward points = Rs. 1

Welcome Gift Voucher

Amazon.in gift card worth Rs. 500 on payment of annual fee of Rs. 499 + taxes

Travel Milestone Benefits

Earn Cleartrip/Yatra e-vouchers worth Rs. 2,000 each on annual spending milestones of Rs. 1 lakh and Rs. 2 lakh

Fuel Surcharge Waiver

1% fuel surcharge waiver on each transaction between Rs. 500 and Rs. 3,000 (exclusive of GST)

Fee Waiver Benefit

Annual fee of Rs. 499 + GST reversed on spending Rs. 1,00,000 in a year. Contactless payment enabled