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American Express Credit Cards

American Express is a globally integrated payments company, providing customers with access to products, insights, and experiences that enrich lives and build business success.

History

Founded in 1850 as a freight forwarding company, American Express introduced its first charge card in 1958. Unlike other networks, Amex uniquely functions as both a credit card issuer and a payment processor.

The company is renowned for its premium offerings, introducing the Gold Card in 1966 and the Platinum Card in 1984. In 1999, it launched the exclusive, invite-only Centurion Card, often referred to as the "Black Card."

Amex pioneered the Membership Rewards program in 1991, setting the standard for loyalty programs. Today, it is a global financial services powerhouse known for exceptional customer service and premium travel benefits.

Key Benefits

Membership Rewards

A premier loyalty program where cardholders earn points on purchases, redeemable for travel, shopping, or transfer to airline and hotel partners.

Global Lounge Collection

Provides extensive access to over 1,400 airport lounges worldwide, including the exclusive Centurion Lounges and Priority Pass network.

Premium Travel Benefits

Includes hotel elite status (Hilton, Marriott), fine hotels & resorts benefits, and comprehensive travel insurance protections.

Amex Offers

A program providing valuable statement credits and bonus points for shopping, dining, and travel with participating brands.

Card Tiers

Amex Green / Everyday

Entry to mid-level cards offering solid rewards on daily spending categories like dining, supermarkets, and travel.

Amex Gold

A premium card favored for its high reward rates on dining and groceries, along with dining credits and other lifestyle perks.

Amex Platinum

The ultra-premium travel card offering extensive lounge access, annual travel credits, hotel elite status, and concierge services.