Collection
Premium Travel & Lounge Combo
Premium combo for frequent international travelers and luxury lifestyle enthusiasts. HDFC Regalia Gold offers 12 domestic lounges, 6 international Priority Pass visits, and milestone flight vouchers worth Rs. 10,000 annually. Axis Atlas (discontinued for new applicants but included for reference) provides exceptional air miles earning at 5 EDGE Miles per Rs. 100 on travel. Together, these cards deliver comprehensive premium travel benefits.
HDFC Bank
HDFC Regalia Gold Credit card
Credit
Premium Welcome Benefits
Complimentary Swiggy One and MMT Black Gold membership as welcome benefits. Rs. 2,500 gift voucher against joining fees
Comprehensive Lounge Access
12 complimentary domestic lounge visits (both domestic and international terminals) with card. Additional 6 international Priority Pass visits per calendar year for you and add-on member
Flight Milestone Vouchers
Rs. 5,000 flight vouchers on annual spends of Rs. 5 lakh and additional Rs. 5,000 voucher on Rs. 7.5 lakh spends (total Rs. 10,000 annually)
Quarterly Shopping Vouchers
Spend Rs. 1.5 lakh per quarter to get Rs. 1,500 vouchers from Marks and Spencer, Reliance Digital, Myntra, or Marriott
Accelerated Reward Points
4 reward points per Rs. 150 spent, plus 5X rewards on Myntra, Marks & Spencer, Nykaa, and Reliance Digital. Redeem against premium brands like Apple, Fitbit, Bose
Premium Insurance & Fees
Rs. 1 crore air accident insurance, Rs. 15 lakh emergency medical abroad, Rs. 9 lakh credit liability. Fee Rs. 2,500 + GST, waived on Rs. 4 lakh annual spend. Redemption limited to 5 times monthly from Feb 2026
Axis Bank
Axis Atlas Credit Card
Credit
Premium Miles Earning
Earn 5 EDGE Miles per Rs. 100 on Travel EDGE portal, direct airlines and hotel bookings. 2 EDGE Miles per Rs. 100 on other transactions (accelerated miles capped at Rs. 2 lakh monthly spends)
Welcome Miles Bonus
Receive 2,500 EDGE Miles as welcome benefit upon first transaction within 37 days from card issuance (for cards sourced from April 20, 2024 onwards)
Tier-Based Benefits System
Gold tier unlocked at Rs. 7.5 lakh spend, Platinum tier at Rs. 15 lakh. Higher tiers provide enhanced lounge visits and bonus milestone rewards
Flexible Miles Redemption
Transfer EDGE Miles to 20+ travel partners in 1:2 ratio (1 EDGE = 2 partner miles) or book directly on Travel EDGE Platform where 1 EDGE Mile = Rs. 1
Tiered Lounge Access
Silver tier: 8 domestic + 4 international lounge visits. Gold tier: 12 domestic + 6 international visits annually
Important Note
Card discontinued for new applicants but existing cardholders retain benefits. High forex markup of 3.5%. No miles on gold/jewellery, rent, wallet, government, insurance, fuel, and utilities