Best for BeginnersLifestyleShoppingEntry level
PNB Micro RuPay Credit Card
Annual Fee₹0
Joining BenefitLifetime free card
Highlightsentry-level RuPay credit card for first-time users
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PremiumRewardsCredit
PNB Luxura Credit Card
Annual Fee₹1,499 + GST
Joining BenefitBonus reward points on card
Highlightsdomestic and international airport lounge access
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FuelLounge AccessLifestyleRewards
PNB Rakshak Rupay Select Credit Card
Annual Fee₹1,500
Joining BenefitBonus reward points credited
Highlightsexclusively for defence personnel, lounge access
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FuelLifestyleUtilitiesBest for Beginners
PNB Rakshak RuPay Platinum Credit Card
Annual Fee₹500
Joining Benefit300 bonus reward points
Highlightscashback -utilities and dining, insurance coverage
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Best for BeginnersCashbackEveryday SpendRewards
PNB RuPay Platinum Credit Card
Annual Fee500
Joining Benefit300 Reward Points
HighlightsReward points + lounge access RuPay Platinum
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DiningShoppingTravelRewards
PNB Global Platinum Credit Card
Annual Fee₹500 + GST
Joining BenefitBasic rewards on retail spends
HighlightsEveryday rewards with fuel surcharge waiver
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RewardsEveryday SpendFuelTravel
PNB Global Classic Credit Card
Annual FeeFree
Joining BenefitEarn points on everyday spends
HighlightsRewards & global spending convenience
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FuelEveryday SpendTravelCashback
PNB EaseMyTrip Credit Card
Annual Fee₹2,000
Joining BenefitWelcome vouchers + reward pts
HighlightsTravel co-brand with discounts & lounge perks
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