Travel Starter Combo

Welcome Bonus

Earn 10,000 reward points worth Rs. 2,000 after completing the first transaction within 30 days of card issuance

International Priority Pass Lounge

Get 6 complimentary international lounge visits annually via Priority Pass, unlock additional 6 visits on spending above Rs. 3 lakhs in calendar year

Domestic Lounge Access

2 complimentary domestic lounge visits every quarter on minimum spend of Rs. 50,000 in last 3 months

Enhanced Rewards on Shopping

Earn 10 EDGE points per Rs. 200 spent, and 2X points (20 per Rs. 200) on retail shopping spends

Food & Grocery Benefits

Get Rs. 500 off monthly on BigBasket (min transaction Rs. 2,500) and Rs. 200 on Swiggy twice a month (min Rs. 1,000 per order). Plus dining discounts with EazyDiner

Golf & Fee Details

6 complimentary golf rounds per year (3 additional on Rs. 3 lakh spend). Annual fee Rs. 3,000, waived on spending Rs. 8 lakhs annually

10% Value Back on Train Tickets

Earn up to 10% value back as reward points on AC1, AC2, AC3, Executive Chair Car and Chair Car bookings via irctc.co.in and IRCTC Mobile App

Transaction Charge Waiver

Save 1% transaction charges (exclusive of GST) when booking railway tickets on irctc.co.in using IRCTC SBI Platinum Card

Railway Lounge Access

Enjoy 4 complimentary railway lounge visits per year (max 1 per quarter) at Delhi, Jaipur, Agra, Ahmedabad, and Kolkata (Sealdah)

Reward Points on All Spends

Earn 1 reward point for every Rs. 125 spent on non-fuel retail purchases including railway tickets. From Dec 2024, rewards based on total booking amount including co-travelers

Direct Reward Redemption

Link IRCTC SBI Card loyalty number with IRCTC login to redeem reward points directly on IRCTC website and Android app in 1:1 ratio

Low Annual Fee

One-time annual fee of Rs. 500 + GST and renewal fee of Rs. 500 + GST per annum, making it highly affordable for frequent train travelers